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# MinorityBank

We provide objective, independent information on minority banks.

## Sitemaps

- [XML Sitemap](https://minoritybank.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [MinorityBank Blog](https://minoritybank.com/blog/) - General news articles, research, opinions on minority banks.
- [The NFL And Minority-owned Banks: A Good Match](https://minoritybank.com/the-nfl-and-minority-owned-banks-a-good-match/) - The National Football League (NFL) recently announced its plans to secure a loan worth $78 million from 16 Minority banks.
- [Black Entrepreneurs and SBA Lending](https://minoritybank.com/black-entrepreneurs-and-sba-lending/) - A groundbreaking new study reveals a remarkable increase in SBA 7(a) loans, both in count and total value.
- [Groundbreaking Optus–M&F merger creates the largest Black-owned bank](https://minoritybank.com/groundbreaking-optus-mf-merger-creates-the-largest-black-owned-bank/) - The Optus Financial, M&F Bancorp merger will create the largest Black-owned bank in the U.S., with about $1.27B in assets.
- [The Economist's Global General Counsel Summits](https://minoritybank.com/the-economists-global-general-counsel-summits/)
- [June 2026 Employment:  Looks Better. The Market Does Not.](https://minoritybank.com/june-2026-employment-looks-better-the-market-does-not/) - The June 2026 Employment Situation Report presents a familiar challenge for policymakers and investors: a lower unemployment rate that masks a weakening labor market. While the official unemployment rate declined to 4.2%, the underlying data point to slowing employment growth, declining labor force participation, and persistent racial disparities that continue to place Black workers and minority-owned
- [GDP and Economic Growth in 2024: Assessing the Impact on Black-Owned and Minority-Owned Businesses](https://minoritybank.com/gdp-and-economic-growth-in-2024-assessing-the-impact-on-black-owned-and-minority-owned-businesses/) - The U.S. economy experienced a 2.3% annual growth rate in the fourth quarter of 2024, culminating in a 2.8% expansion for the entire year. This growth was primarily driven by robust consumer spending and increased government expenditures. See: https://www.impactinvesting.online/2025/01/economic-growth-in-2024-assessing.html
- [Trump’s Tariffs: A Heavy Blow to Black and Minority-Owned Businesses](https://minoritybank.com/trumps-tariffs-a-heavy-blow-to-black-and-minority-owned-businesses/) - The impact of Trump's proposed tariffs on Black and minority-owned businesses could be significant and largely negative, given their reliance on cost-effective supply chains, imported goods, and price-sensitive consumers. Here’s a breakdown of how these tariffs might affect minority businesses: https://www.impactinvesting.online/2025/02/trumps-tariffs-heavy-blow-to-black-and.html
- [December, 2024 Employment: Persistent Disparities.](https://minoritybank.com/december-2024-employment-persistent-disparities/)
- [Dream Chasers Capital Group Calls for Transparency and Accountability at Carver Bancorp Annual Meeting](https://minoritybank.com/dream-chasers-capital-group-calls-for-transparency-and-accountability-at-carver-bancorp-annual-meeting/) - NEW YORK, Dec. 13, 2024 — Dream Chasers Capital Group LLC ("Dream Chasers") is raising serious concerns about irregularities during the Carver Bancorp, Inc. ("Carver," or the "Company") (NASDAQ: CARV) Annual Meeting of Shareholders held on December 12, 2024. Dream Chasers is urging Carver's Chief Executive Officer, Donald Felix, and the Board of Directors to
- [PayPal Minority VC Funding Lawsuit: A Bad-Faith Argument](https://minoritybank.com/paypal-minority-vc-funding-lawsuit-a-bad-faith-argument/) - The lawsuit filed by Andav Capital and its founder, Nisha Desai, against PayPal represents not only a fundamental misunderstanding of the purpose and legality of diversity initiatives but also a bad-faith attempt to weaponize civil rights law against efforts to address historical and systemic inequities. See: https://www.linkedin.com/pulse/response-paypal-minority-vc-funding-lawsuit-zbqse/
- [McDonald’s cools on DEI, shifts to ‘global inclusion’](https://minoritybank.com/mcdonalds-cools-on-dei-shifts-to-global-inclusion/) - The shift in strategy comes as a result of work done last year, McDonald’s said, including a “comprehensive Civil Rights Audit.”https://www.esgdive.com/news/mcdonalds-dei-2025-global-inclusion/736733/?utm_source=Sailthru&utm_medium=email&utm_campaign=Issue:%202025-01-08%20ESG%20Dive%20%5Bissue:69246%5D&utm_term=ESG%20Dive Also see: https://corporate.mcdonalds.com/corpmcd/our-stories/article/our-commitment-to-inclusion.html
- [Trump’s New Economic Policies Could Have A Detrimental Impact On Black Businesses](https://minoritybank.com/trumps-new-economic-policies-could-have-a-detrimental-impact-on-black-businesses/) - Trump’s New Economic Policies Could Have A Detrimental Impact On Black Businesses, Yet Some Opportunities May Exist. https://www.blackenterprise.com/trumps-new-economic-policies-could-have-a-detrimental-impact-on-black-businesses-yet-some-opportunities-may-exist/amp For more, see: Webinar - Trump's Impact on Black, Small, Minority and Women-owned Businesses. Live Dec 30, 2024 at 3:00 PM. Creative Investment Research. https://events.eventnoire.com/e/trumps-impact-on-black-small-minority-and-women-ow
- [A small-dollar business lending scheme finds a niche at Huntington.](https://minoritybank.com/a-small-dollar-business-lending-scheme-finds-a-niche-at-huntington/) - Huntington Bancshares' Lift Local small-business lending program started small, but after four years, it's become one of the $201 billion-asset company's more popular product offerings. Executives at Huntington Bancshares said the $201 billion-asset company's 4-year-old Lift Local Business lending program has far exceeded their expectations. The numbers tell the story. Huntington launched Lift Local in
- [BankThink - 'Kamalanomics' presents a major growth opportunity for US banks](https://minoritybank.com/bankthink-kamalanomics-presents-a-major-growth-opportunity-for-us-banks/) - As the 2024 election season heats up, economic policy proposals are once again at the forefront of the national debate. Vice President Kamala Harris, widely recognized for her work in the Senate and in the White House, has introduced a comprehensive economic strategy known as "Kamalanomics," built on principles of inclusive growth, social equity and
- [UnivNoCar TO PAY $4.8M TO ANTI-AFFIRMATIVE ACTION ACTIVIST](https://minoritybank.com/univnocar-to-pay-4-8m-to-anti-affirmative-action-activist/) - The case revolves around Students for Fair Admissions, which received a $4.8 million settlement from the University of North Carolina (UNC).
- [Racial Disadvantage and Government Aid](https://minoritybank.com/racial-disadvantage-and-government-aid/) - In a recent article, the Washington Post presented a contentious view on the role of federal programs in addressing racial inequality. The paper indicated these programs are based on flawed assumptions of inherent disadvantage, but this overlooks the nuanced complexities of systemic barriers faced by minority groups. What is needed is a more honest, ethical,
- [SBA LENDING TO BLACK BUSINESSES DOUBLES](https://minoritybank.com/sba-lending-to-black-businesses-doubles/) - Calling it “historic progress,” the U.S. Small Business Administration announced it has doubled lending to Black businesses nationwide in multiple categories.
- [Black America Should Apply for Membership in BRICS](https://minoritybank.com/black-america-should-apply-for-membership-in-brics/) - By advocating for African American inclusion in BRICS, we can pave the way for enhanced socio-economic empowerment, representation, and collaboration.
- [Lawsuit Targeting Fearless Fund Part of a Disturbing Trend](https://minoritybank.com/the-lawsuit-targeting-the-fearless-fund-is-part-of-a-disturbing-trend/) - While the government closes down minority business support, a lawsuit seeks to shut down a fund supporting Black women-owned small businesses.
- [Challenges Persist as Cryptocurrencies Inch Closer to Traditional Finance](https://minoritybank.com/breaking-barriers-challenges-persist-as-cryptocurrencies-inch-closer-to-traditional-finance/) - Recent developments in the global financial landscape, including the resurgence of digital currencies, have captured the attention of the finance world.
- [ONE OF THE LARGEST BLACK-LED BANKS IN AMERICA LAUNCHES NATIONAL SEARCH FOR CEO](https://minoritybank.com/one-of-the-largest-black-led-banks-in-america-launches-national-search-for-ceo/) - Carver’s new CEO will face a challenging business environment, with AI and new capital rules that may require the CEO to raise capital immediately.
- [Federal Government Spending with Black Businesses Entrepreneurs](https://minoritybank.com/federal-government-spending-with-black-businesses-from-chap-2-thriving-as-a-minority-owned-business-in-corporate-america-building-a-pathway-to-success-for-minority-entrepreneurs/) - Federal Government Spending with Black Businesses
- [NEW REPORT SHOWS RACISM DISCOURAGES BLACK BUSINESSES FROM FUNDING](https://minoritybank.com/new-report-shows-racism-discourages-black-businesses-from-funding/) - REPORT SHOWS HOW RACISM DISCOURAGES BLACK BUSINESSES FROM FUNDING according to the “State of Minority Business, March 2022” report.
- [Repeal the Community Reinvestment Act](https://minoritybank.com/repeal-the-community-reinvestment-act/) - Repeal the Community Reinvestment Act. It has not worked.
- [Fixing Abortion And Black Maternal Mortality Is NOT Up To the Supreme Court. It's Up to the Fed...](https://minoritybank.com/fixing-abortion-and-black-maternal-mortality-is-not-up-to-the-supreme-court-its-up-to-the-fed/) - Black women die in childbirth at disproportionate rates compared to their white counterparts. Research conducted by the Centers for Disease Control and Prevention (CDC) clearly shows that social determinants - access to nutrition, transportation, and healthcare——are crucial factors. See: https://www.impactinvesting.online/2022/06/fixing-abortion-and-black-maternal.html
- [Mid-Year 2022 Minority Bank and Thrift Review](https://minoritybank.com/mid-year-2022-minority-banks-and-thrift-review/) - The number of minority banks in the US held steady at between 168 and 174 in the second quarter of 2022. Asian owned banks, concentrated in California, hold 51% of assets, with 77 institutions., Hispanic banks, concentrated in Florida and Texas, number 33 institutions and hold 42% of assets, followed by Women-owned banks (17 institutions
- [Minority Bank Assets, by Group, 2001-2021](https://minoritybank.com/minority-bank-assets-by-group-2001-2021/) - The chart above shows minority bank assets by ethnic group, by year from 2001 to 2021. It details Hispanic bank assets falling relative to Asian bank assets starting in 2005. The chart above shows minority bank assets as a percentage of 100% by year from 2001 to 2021. It shows a decline in Hispanic bank
- [The U.S. Economy Improved in the Second Quarter of 2022](https://minoritybank.com/the-u-s-economy-improved-in-the-second-quarter-of-2022/) - The U.S. economy improved in the second quarter of 2022. Real GDP fell by 0.9% in Q2 after falling 1.6% in the first.
- [Social Justice and Racial Equity Websites](https://minoritybank.com/social-justice-and-racial-equity-websites/) - Racial equity websites sponsored by Creative Investment Research.
- [REPORT: INFLATION REDUCTION ACT COULD BRING BLACK AMERICANS $22.3 BILLION ECONOMIC IMPACT](https://minoritybank.com/report-inflation-reduction-act-could-bring-black-americans-22-3-billion-economic-impact/) - Analysis of the Inflation Reduction Act reveals that it might bring $23 billion to the Black community.
- [Lakeland Bank Shows Signs of "Redlining" Newark](https://minoritybank.com/lakeland-bank-shows-signs-of-redlining/) - Lakeland Bancorp disclosed an ongoing fair lending investigation by the U.S. Justice Department in an 8-K Current Report filed with the SEC.
- [What is the State of Black Maternal Mortality? How can we improve it?](https://minoritybank.com/what-is-the-state-of-black-maternal-mortality/) - Creative Investment Research launched an impact investing vehicle calling on the Federal Reserve to create a funding facility to reduce Black maternal mortality
- [Wells Fargo Consent Decree Average Penalty: $336 Per Account](https://minoritybank.com/wells-fargo-consent-decree-average-penalty-336-per-account/) - While the Consumer Financial Protection Bureau (CFPB) claims to have fined Wells Fargo (WFB) $3.7 billion, a review of the consent order shows discrepancies.
- [Recent Activity in the Black Banking Sector](https://minoritybank.com/recent-activity-in-the-black-banking-sector/) - We've seen a lot of changes in the Black banking sector of late. With the announcement that a Black-led investor group plans to acquire Holladay Bank & Trust in Holladay, Utah, the proposed creation of a credit union by Alpha Kappa Alpha, the nation's oldest Black sorority, the public debut of a Black-owned bank (Adelphi Bank) in Columbus, Ohio, and Activity in the Black banking sector.
- [Investments in Minority Depository Institutions](https://minoritybank.com/critical-reflection-on-jpmorgan-chases-investments-in-minority-depository-institutions/) - To genuinely address the needs of the Black community, it is essential to be critical of JPMC's commitment.
- [2022 Financial Institution Diversity Self-Assessments: Accepted through 9/30/23](https://minoritybank.com/2022-financial-institution-diversity-self-assessments-voluntary-self-assessments-accepted-now-through-september-30-2023/) - FDIC-supervised financial institutions are encouraged to voluntarily conduct and submit self-assessments of diversity practices by September 30, 2023.
- [Black-owned Bank in Iowa?](https://minoritybank.com/black-owned-bank-in-iowa/) - CREATION OF A BLACK-OWNED BANK IN iOWA
- [New Fund for Black Community in Portland](https://minoritybank.com/new-fund-for-black-community-in-portland/) - Nike Founder Launched New1803 Fund for Black Community in Portland, Oregon.
- [Bridging the Racial Wealth Gap: The Role of Black-Owned Banks and Financial Institutions](https://minoritybank.com/bridging-the-racial-wealth-gap-the-role-of-black-owned-banks-and-financial-institutions/) - Creative Investment Research has delved into initiatives and strategies aimed at tackling wealth gaps, economic disparities and inclusion.
- [Bank Failures, 2000-2023](https://minoritybank.com/bank-failures-2000-2023/) - Graphic showing bank failures. 2000 to 2023. Source: proph3tsix in r/Bitcoin on Reddit.
- [Impact of Regional Bank Troubles on Black People](https://minoritybank.com/impact-of-regional-bank-troubles-on-black-people/) - The impact of regional bank troubles on Black people will be multifaceted. This is a group with a higher proportion of underbanked individuals.
- [Closing the Gap: Black Unemployment Reaches Lowest Rate Ever](https://minoritybank.com/black-unemployment-at-historic-low/) - The unemployment rate for Black workers fell to 4.7 percent in April, the lowest on record since 1972.
- [Black Americans May Suffer a $132 Billion Dollar Loss](https://minoritybank.com/black-americans-may-suffer-a-132-billion-dollar-loss/) - Black Americans could face an economic loss totaling a whopping $132 billion if the U.S. government goes into default for a protracted period.
- [Financing For Electric Vehicle Infrastructure](https://minoritybank.com/financing-for-electric-vehicle-infrastructure/) - The Minority Bank Electric Vehicle Infrastructure Financing Roundtable took place in Detroit on May 15, 2023.
- [Three years after George Floyd's murder, is America in a better place?](https://minoritybank.com/three-years-after-george-floyds-murder-is-america-in-a-better-place/) - “After the initial excitement around the corporate pledges, they basically have petered out,” CIR chief executive William Michael Cunningham told FT.
- [BLACK BUSINESSES  TO SEE $1B IN LOANS FROM THE SMALL BUSINESS ADMINISTRATION](https://minoritybank.com/black-businesses-projected-to-see-1b-in-loans-from-the-small-business-administration/) - Based on an analysis by Creative Investment Research, the SBA’s 7(a) Program, the agency’s most popular loan, is projected to lend Black firms $1 billion.
- [Bidenomics: A Pragmatic Approach to Economic Growth, Equity, and Competition](https://minoritybank.com/bidenomics-a-pragmatic-approach-to-economic-growth-equity-and-competition/) - Key elements of Bidenomics, comparing it to past policies and exploring its potential to drive job growth, address income inequality, and promote competition.
- [HERE’S HOW BLACK BANKS ARE TAPPING INTO BANKING GIANT TO MAKE A DIFFERENCE](https://minoritybank.com/heres-how-black-banks-are-tapping-into-banking-giant-to-make-a-difference/) - "...the real test comes when the bank approaches the complex issues in the Black community like Black maternal mortality...."
- [S&P Joins Moody's In  Cutting Ratings for U.S. Banks](https://minoritybank.com/sp-joins-moodys-in-cutting-ratings-for-u-s-banks/) - Two weeks after Moody's sent shockwaves through the financial sector by downgrading numerous U.S. banks, S&P Global Ratings has taken a similar stance.
- [Black communities need more help from the Fed](https://minoritybank.com/black-communities-need-more-help-from-the-fed/) - Black people need a truly collaborative and cooperative effort — in and by the Black community — a community often trained to be cutthroat to each other.

## Pages

- [MinorityBank.com](https://minoritybank.com/) - MinorityBank.com - objective, authentic data on minority banks, women owned banks, Hispanic, Latinx and Black bank stocks.
- [News and Research](https://minoritybank.com/news-and-research/) - News and research on minority banks, women owned banks, Black bank stocks. FDIC, Bureau of the Fiscal Service Minority Depository Institutions Program
- [Black Banks in the US](https://minoritybank.com/black-banks/) - List of Black Banks. Black owned bank stocks, Minority Bank Deposit Program - Bureau of the Fiscal Service and FDIC Minority Depository Institutions Program.
- [Women-owned Banks](https://minoritybank.com/women-owned-banks/) - List of Women-owned Banks: information on minority, women owned banks. Data from Bureau of the Fiscal Service Minority Depository Institutions Program. FDIC
- [Native American Banks](https://minoritybank.com/native-american-banks/) - List of Native American Banks. Information on stock of banks owned by Native Americans. Minority Bank Deposit Program - FDIC, Bureau of the Fiscal Service.
- [Banks Owned by Hispanics, Latinx Persons](https://minoritybank.com/hispanic-banks/) - Data on banks, stocks owned by Hispanic persons. Minority Bank Deposit Program, Bureau of the Fiscal Service, FDIC Minority Depository Institutions Program.
- [Asian Banks](https://minoritybank.com/asian-banks/) - List of banks owned by Asian Americans. Bank stock. Minority Bank Deposit Program, FDIC, Bureau of the Fiscal Service Minority Depository Institutions Program.
- [About](https://minoritybank.com/about/) - About MinorityBank.com. Information on minority banks, women owned banks. FDIC, Bureau of the Fiscal Service Minority Depository Institutions Program
- [Contact](https://minoritybank.com/mailtoinfocreativeinvest-com/) - Contact us if you think we can help. The best way is via email or this form. Include an email and phone number so we can get in touch with you. Thanks!
- [Sitemap](https://minoritybank.com/sitemap/) - Sitemap for MinorityBank.com showing all pages on this site.
- [Research and News](https://minoritybank.com/research-and-news/) - SlickMap CSS Register Log In Search Home About Us Our History Mission Statement Principals Services Graphic Design Web Development Internet Marketing Social Media Search Optimization Google AdWords Copywriting Photography Projects Finance Medical Education Professional Industrial Commercial Energy Contact Offices Contact Form Request Quote Supplier Information Media Relations Locations
- [Privacy Policy](https://minoritybank.com/privacy-policy/) - Privacy policy for Minoritybank.com. Data we collect and why we collect it.

## Categories

- [Federal Reserve](https://minoritybank.com/category/federal-reserve/)
- [Black Banks](https://minoritybank.com/category/black-banks/)
- [minority business](https://minoritybank.com/category/minority-business/)
- [Bidenomics](https://minoritybank.com/category/bidenomics/)
- [climate](https://minoritybank.com/category/climate/)

## Tags

- [Black Banks](https://minoritybank.com/tag/black-banks/)
- [minority bank assets](https://minoritybank.com/tag/minority-bank-assets/)
- [Black-owned bank](https://minoritybank.com/tag/black-owned-bank/)
- [Iowa](https://minoritybank.com/tag/iowa/)
- [Fearless Fund](https://minoritybank.com/tag/fearless-fund/)
- [S&P](https://minoritybank.com/tag/sp/)
- [Moodys](https://minoritybank.com/tag/moodys/)
- [US Banks](https://minoritybank.com/tag/us-banks/)
- [Carver Federal Bank](https://minoritybank.com/tag/carver-federal-bank/)
- [JP Morgan](https://minoritybank.com/tag/jp-morgan/)
- [JP Morgan Chase](https://minoritybank.com/tag/jp-morgan-chase/)
- [Bidenomics](https://minoritybank.com/tag/bidenomics/)
- [climate](https://minoritybank.com/tag/climate/)
- [finance](https://minoritybank.com/tag/finance/)
- [SBA](https://minoritybank.com/tag/sba/)
- [NFL](https://minoritybank.com/tag/nfl/)
- [George Floyd](https://minoritybank.com/tag/george-floyd/)
- [EVs](https://minoritybank.com/tag/evs/)
- [Budget crisis](https://minoritybank.com/tag/budget-crisis/)
- [Black unemployment](https://minoritybank.com/tag/black-unemployment/)
- [regional banks](https://minoritybank.com/tag/regional-banks/)
- [bank failures](https://minoritybank.com/tag/bank-failures/)
- [wealth gap](https://minoritybank.com/tag/wealth-gap/)
- [Portland](https://minoritybank.com/tag/portland/)
- [fund](https://minoritybank.com/tag/fund/)
- [OCC](https://minoritybank.com/tag/occ/)
- [Wells Fargo](https://minoritybank.com/tag/wells-fargo/)
- [Black maternal mortality](https://minoritybank.com/tag/black-maternal-mortality/)
- [redlining](https://minoritybank.com/tag/redlining/)
- [inflation](https://minoritybank.com/tag/inflation/)
- [social justice](https://minoritybank.com/tag/social-justice/)
- [GDP](https://minoritybank.com/tag/gdp/)
- [CRA](https://minoritybank.com/tag/cra/)
- [racism](https://minoritybank.com/tag/racism/)
- [minority business spending](https://minoritybank.com/tag/minority-business-spending/)
- [small business](https://minoritybank.com/tag/small-business/)
- [Huntington Bank](https://minoritybank.com/tag/huntington-bank/)
- [Lawyers](https://minoritybank.com/tag/lawyers/)
- [General Counsel](https://minoritybank.com/tag/general-counsel/)